DCN Ventures β€” Authorised DSA. Not a lender. All loan approvals at sole discretion of lending institution.

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βœ… Free Check β€” Zero Credit Score Impact

Check Your Loan
Eligibility in
60 Seconds

Answer a few quick questions about your income, employment & credit profile. We'll give you an indicative eligibility result and shortlist the lenders from our 15+ partner network most likely to approve you.

*This is an indicative, informal assessment β€” not a loan application and not a credit bureau enquiry.

πŸ”’No Credit Score Impact
⏱60 Seconds
🏦15+ Lenders
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Free Eligibility Check

5 quick questions β€” instant indicative result

βœ… No Credit Score Impact
Question 1 of 5
What type of loan do you need?
What is your employment type?
What is your monthly income?
Do you have existing EMIs / loans?
What's your approximate CIBIL score?
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You Look Eligible!

Based on your answers, you have a good chance of approval with several of our partner lenders.

Not a loan application. No guarantee of approval. Privacy Policy

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Request Received!

Our advisor will call you during business hours (Mon–Sat, 9AM–7PM) with your personalised lender shortlist. Final approval is at the lender's sole discretion.

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15+ Lender PartnersBanks & NBFCs
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Est. 201510 Yrs Advisory
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Free AdvisoryNo Borrower Fee
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4.8 / 5.0Google Rating
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Doorstep ServiceDelhi NCR
Authorised DSA for
HDFC Bank
SBI
ICICI Bank
Axis Bank
Kotak Mahindra
Bajaj Finserv
Tata Capital
L&T Finance
+ 7 More
Why Check First

Why Check Eligibility Before You Apply

Applying directly to multiple banks triggers multiple hard enquiries, which can lower your CIBIL score. Checking with us first avoids that risk.

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No Score Impact

Our eligibility check is informal and indicative β€” it does not involve a credit bureau hard enquiry, so your CIBIL score stays untouched.

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Avoid Rejections

A rejected application can itself hurt your score. We pre-assess your profile so we only recommend lenders likely to approve you.

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Compare 15+ Lenders

One quick check gives you a shortlist across our full partner network β€” instead of applying one bank at a time.

General Guidelines

Typical Eligibility Criteria β€” Delhi NCR

These are indicative criteria based on common lender requirements. Actual eligibility is at each lender's sole discretion and confirmed only by the lender.

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Salaried Employees

Private / Govt / PSU

Age21 – 60 years
Min. Monthly Salaryβ‚Ή15,000 – β‚Ή25,000*
Work Experience6 months – 1 year*
CIBIL Score700+ preferred*
Existing EMI LoadUnder 50% of income*
*Criteria vary by lender. Our advisor assesses your profile to identify best-fit lenders.
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Self-Employed / Business

Proprietors / Partners / Directors

Age25 – 65 years
Min. Annual Income (ITR)β‚Ή2 – β‚Ή3 Lakhs*
Business Vintage2+ years*
CIBIL Score700+ preferred*
Existing EMI LoadUnder 50% of income*
*Criteria vary by lender. Self-employed profiles have access to select NBFCs with flexible norms.
Key Factors

What Lenders Look At

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CIBIL Score

Your credit history and repayment track record β€” the single biggest factor in most lending decisions.

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Income Stability

Consistent, verifiable income (salary or business turnover) reassures lenders of repayment ability.

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Existing Obligations

Current EMIs and credit card dues reduce how much new EMI you can comfortably take on.

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Employer / Business Type

Reputed employers or established businesses are often viewed more favourably by underwriting teams.

Keep These Ready

Documents You'll Need If Eligible

Having these ready speeds up the process once you decide to proceed with a lender.

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Salaried Applicants

  • Aadhaar Card & PAN Card
  • Last 3 months salary slips
  • Last 6 months bank statements
  • Latest Form 16 or ITR (some lenders)
  • Employment ID / offer letter
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Self-Employed / Business

  • Aadhaar Card & PAN Card
  • Last 2 years ITR with computation
  • Last 2 years P&L and Balance Sheet
  • Last 6 months bank statements
  • GST registration / business proof
FAQ

Eligibility Check FAQs

No. This eligibility check is an indicative, informal assessment and does not involve a hard enquiry with the credit bureau. Your CIBIL score is not affected in any way.
Most lenders prefer a score of 700 or above. Scores between 650–700 may still qualify with select NBFCs, subject to your income, employment and existing obligations.
No. This is an indicative eligibility assessment only, not a loan application. A formal application happens only after you choose to proceed with a specific lender through our advisor.
Our advisor reviews your answers and calls you during business hours (Mon–Sat, 9AM–7PM) with a shortlist of lenders most likely to approve your profile, along with indicative terms.
Yes. Select "Not Sure" for that question. Our advisor can guide you on how to check your score for free and factor it into your eligibility assessment during the callback.
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Authorised DSAEmpanelled with 15+ banks
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Since 201510 Years in Advisory
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Delhi NCRDoorstep Service
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Free for BorrowersNo advisory fee

Ready to Find Out If You're Eligible?

Free 60-second check. No credit score impact. 15+ lenders compared. No obligation.